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Home Patient Info Financial and Insurance

Financial and Insurance


The smiling front desk staff at New Life Dental, who is ready to help patients with their financial questions.Smile with confidence – we make dental care accessible! New Life Dental accepts most major dental insurance plans, making it easy to use your existing coverage. If you don't have insurance or need help managing costs, our friendly team can connect you with no-interest or low-interest financing options. We're here to ensure a healthy smile is within reach for everyone!

Dental Insurances


Relax and focus on your smile! We accept most insurance plans and take care of claim filing, simplifying your dental care journey.

New Life Dental is in network with many major insurance carriers, such as:
•  Aetna
•  Ameritas
•  Blue Cross Blue Shield - CareFirst
•  Cigna
•  Delta Dental
•  Dominion
•  Guardian
•  Humana
•  Level Dental Insurance
•  Lincoln Financial
•  Principal
•  United Concordia
•  United Healthcare
•  MetLife

We are now accepting the following Medicare Advantage plans:
•  CareFirst Medicare Advantage
•  Cigna Medicare Advantage (DPPO)

Additional Medicare plans are pending—check back for updates.

Payment Options


Making your dental care affordable is important to us! At New Life Dental, we understand navigating dental costs can be challenging, especially without insurance or with limited coverage. That's why we offer flexible payment options to fit your budget. This includes partnering with third-party financing companies CareCredit, Cherry, and Proceed, to help you finance both elective and essential dental procedures. Let's work together to achieve your healthiest, most beautiful smile!

Enjoy budget-friendly benefits like:
•  Flexible terms, including 0% or low-interest financing
•  Instant approval for immediate access to funds
•  Coverage of needed or elective treatments

In addition to CareCredit, Cherry, and Proceed, we accept most major credit cards, personal checks, and cash for your convenience.

In-House Membership


No dental insurance? New Life Dental offers an in-house dental membership plan, designed to help make dental care more affordable and accessible for our patients! We offer a selection of stress-free payment plan options for individuals, families, children, and more.

Our friendly staff is always happy to answer any questions you may have about financing your dental care. Contact us today at (227) 258-3188 to learn more about your options!

Locations We Serve


Ashton Ranch
El Mirage
Kingswood Parke
Mountain Vista Ranch
Sun City Grand
Sun City
Commercial Core
Surprise Farms
Surprise
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New Life Dental, 19735 Germantown Rd Suite 205, Germantown, MD 20874 : (227) 258-3188 : yourgermantowndentist.com : 11/7/2025 : Page Terms:Emergency Dentistry Germantown MD :